Whether you're looking to enjoy the great outdoors with friends and family, hosting a major event, or making your business all about helping others have a great time, recreational insurance is your best protection.
If you're planning on having an outdoor adventure in Washington, such as whitewater rafting, mountain biking, or even skiing and snowboarding, you might be interested in buying recreational insurance. Recreational insurance can help protect you from getting injured while doing an adventurous activity.
Some types of recreational insurance can help you pay your medical bills if you're hurt while doing the activity, while others can help pay your expenses if you're unable to work because of your injury. Some types of recreational insurance also provide financial assistance if you're forced to cancel your planned adventure because of your injury, which can help you recover some of your lost costs.
Some outdoor activities will require you to buy special recreational insurance. These are called "Special Activities" by the Washington Parks Service, and they need a permit, which includes mandatory liability insurance. Activities include community events, company picnics, and sporting events like fun runs or triathlons. The insurance protects the participants, spectators, park staff, and the park itself.
Recreational insurance can provide specialized coverage for businesses that offer adventure activities. This type of insurance can help protect your business if a customer is injured or damages your property while participating in your activity. Some insurance companies will have policies designed for specific outdoor and leisure businesses. These include golf courses, ski resorts, campgrounds, marina rentals, and hunting clubs.
Washington is full of fun things to do. With the right coverage, you can enjoy your outdoor activities worry-free, knowing that you are protected if something goes wrong.
Let The Schultz agency help you find the right insurance for your outdoor activities today!
