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Washington State flood insurance coverage

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Flood Insurance

Owning a home is a big responsibility, and it comes with many risks. One of those risks is flood damage. Many people do not think about getting flood insurance because they live in an area that is not prone to flooding, but the reality is that floods can happen anywhere and at any time. If you are a homeowner in Washington, it is vital to understand your risk of flooding. The Schultz Agency provides this coverage to give you protection and peace of mind.

What Is Flood Insurance?

Flood insurance is a separate part of your homeowner's insurance policy covering water damage from heavy rains, storms, melting snow, and more. It is important to remember that homeowner's insurance does not cover flood damage, so if you live in an area prone to flooding, it's essential to have it.

Common Scenarios That Would Require Flood Insurance

Did you know that even one inch of water in your home can cause thousands of dollars in damage? Here are some common scenarios where flood insurance would come in handy:

  • A severe storm hits and causes heavy rains that lead to flooding.
  • A pipe bursts, or a levee breaks and water comes rushing into your home.
  • Snow melts quickly and causes flooding.

If you live in Washington, our independent agency can help you understand more about your flood risk and get you the coverage you need. Insurance coverage for your home can quickly get confusing, but we're here to help you navigate it and make sure you get what you need.

Contact The Schultz Agency for Flood Insurance In Washington

No one wants to think about their home being damaged by a flood, but it's important to be prepared. The Schultz Agency can help you get the coverage to protect your home. We'll work with you to understand your risk and find the right policy for you. Contact us today to get started.

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